RISE with Sarah Cincotta

The Cost Calculator

Show your clients exactly what it costs to purchase, hold, and manage an investment property — numbers in, clarity out.
Start the calculation

Built for BDMs. Designed for investor conversations.

Walk through three stages — purchase costs, annual holding costs, and property management fees — to give your client a full picture of their investment.
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What does it cost to purchase the investment?
Cost centre Amount Comments
10% of property price
If applicable
If deposit < 20%
Varies by state
What does it cost to hold the investment each year?
Cost centre Amount (p.a.) Comments
Principal & interest
What does it cost to have it managed?
Cost centre Amount (p.a.) Comments
Based on 6.6% of rent
1–2 weeks rent
What does it cost overall?
Initial purchase cost
$67,440
One-off at settlement
Own (hold) p.a.
$39,865
Annual holding costs
Manage p.a.
$1,065
Property management
Total annual expense
$40,930
Hold + management
Rental income p.a.
$0
Based on weekly rent
Cash to find p.a.
$40,930
Net cash required
Weekly cost to hold
$787
Weekly rent income
$0
Weekly net position
-$787
This calculator provides a general estimate for educational purposes and is not financial advice. Figures should be verified with a licensed financial adviser, mortgage broker, and qualified accountant. Stamp duty, LMI, and other costs vary by state, lender, and individual circumstances.
Created by RISE with Sarah Cincotta | BDM training and mentoring for real estate professionals